Licensed Loan Officer serving Ohio, Wyoming, Florida and Idaho

Documents needed for pre-approval will include but are not limited to:

(ALL documents need to be in pdf)
Pro Tip: You can download the FREE Genius App and it will turn your screen shot into a pdf “portable document format.”
  • Driver’s License
  • Social Security card
  • 30 days most recent paystubs
  • Personal and/or business tax returns (Self employed)
  • 60 days most recent bank statements
  • W-2’s for the previous two year period
  • Social security declaration letter
  • DD-214 and/or Certificate of Eligibility (VA loans)
Apply below to get pre-approved! Click the Apply now and the review my creditbuttons. Both must be filled out for a complete loan application.

It’s important to work with someone you can trust.

When it comes to taking out a mortgage loan, education is key and not many loan officers or banks take the time to explain the process to their clients, my mission is to help each home loan applicant actually understand every part of the loan process.


Our Team

Ashley Hocevar

marketing director

Jennifer Valentine

Loan processor


We are always here to help!

“As a loan officer and a veteran firefighter, I understand the importance of teamwork. I’m a motivated and creative professional. I’m an effective communicator and I push in the same direction as my business partners. I bring value to realtors by offering free continuing education and to clients by being their dedicated home loan consultant. I am happy to take calls late at night or on weekends from my realtor partners and clients. I have great existing relationships with realtors and clients, but I’m always looking to add quality clients and business partners to my network.”


learn more about us by watching videos

Our Client testimonial

Reviews from real estate agents

“The instructor steve was a great instructor. Very knowledgeable and professional.”

Bambi Paulchel Realtor, Ashtabula Township trustee

“I loved having very clear steps on what to do in the different scenarios that can be faced in real life, loved this course!”

Jodi Kay Chambers Realtor

“This course was fun and informational, and I enjoyed the real life stories .”

Member of the Ashtabula County Board Of Realtors

“I enjoyed the course explanations and the hands-on training!”

Nicole Waters Realtor

“Everything in this course was good to know, and I enjoyed the personal safety defense portion the most.”

Member of the Ashtabula County Board Of Realtors

The added benefit to real estate agents

Accredited by the state of Ohio, I can teach and issue 3 hours of continuing education in “Personal safety issues for the real estate agent and consumer.”

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